This image is the cover for the book What To Do With Your Money When Crisis Hits

What To Do With Your Money When Crisis Hits

The Washington Post columnist tells how to keep calm and carry on through economic downturns: “Outstanding . . . no-nonsense, let’s-get-to-it advice.” —Ric Edelman, #1 New York Times–bestselling author of The New Rules of Money

Life is full of financial setbacks. The important question is: How do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering financial storms—from bear markets to pandemics—in a simple question-and-answer format. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like:What bills need to be paid first?When is it right to dip into savings?What are the best ways to cut back on spending?How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise?

This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, Singletary provides the tools to secure your wealth and your future.

“Straightforward and practical . . . She takes a deep dive into health care flexible spending accounts . . . perhaps most useful is the thorough discussion of what to do when adequate housing and food are at stake: triaging bills, understanding SNAP benefits (formerly known as food stamps), navigating COBRA and Medicaid, applying for unemployment, and filing for bankruptcy are covered.” —Publishers Weekly

Michelle Singletary

MICHELLE SINGLETARY is a syndicated
columnist for the Washington Post
and her award-winning column, The Color
of Money, appears twice a week in dozens
of newspapers across the country. She is a
frequent contributor to NPR and regularly
appears on the weekend editions of CNN’s
New Day, CNN Newsroom, and The Situation Room with Wolf Blitzer. She has also appeared on NBC’s Today and CBS’s The Early Show. For two years, she hosted her own national television program, Singletary Says, on TV One.
In 2020, the Washington Post celebrated her long and distinguished career at the paper with the Eugene Meyer Award, its highest journalistic honor. In 2019, the Society for Advancing Business Editing and Writing awarded Singletary its Distinguished
Achievement Award and the Washington, DC, Pro Chapter of the Society of Professional Journalists inducted her into its
Hall of Fame. Fellow 2019 inductees included CNN anchor Wolf Blitzer and CBS News White House correspondent Peter Maer.
Singletary is the director of Prosperity Partners Ministry, a financial
program she founded at her church, First Baptist Church of Glenarden. Through the ministry Singletary provides mentorship
on various financial topics, and she and her husband volunteer at correctional facilities in Maryland, teaching financial literacy to prison inmates.
Raised in Baltimore by her grandmother, Singletary graduated from the University of Maryland, College Park. She earned a master’s degree in business and management from Johns Hopkins
University. She lives in Maryland with her husband and three children.

Houghton Mifflin Harcourt (hmhbooks.com)