This image is the cover for the book An American Nightmare

An American Nightmare

All of our lives, we have been taught that owning a home was part of the American dream. Recently, millions of people have found that home ownership can turn into a nightmare. Many home owners have found themselves“house poor” as a result of upside down mortgages, unexpected maintenance expenses, and taxes. Sometimes having the dream and not counting the cost of home ownership will bankrupt you, fi nancially, physically, and emotionally. Toni Harris takes an honest look on how owning a home became a prerequisite for success in America; how in this present day economy you may want to look at your options before you dive into a 30-year mortgage and how renting may be a more cost effective means for you in the 21st century. Topics covered in the book include: • Toni’s Personal Home Ownership Nightmare • The History of Home Ownership • The Psychology of Home Ownership • The Real Cost of Home Ownership • Understanding Mortgages • Viable Solutions for Today’s Potential Home Owner

Toni R. Harris

Toni Harris, a recovering home owner, like many Americans has experienced the pangs of home ownership. As a result of her experience, she wants to educate hard working Americans about the pitfalls of home ownership before it’s too late. She also wants her audience to know it is okay to be a financially smart renter and not fall into the trap of owning a home because everyone else is doing it. Her goal in An American Nightmare, The Pitfalls of Home Ownership is to assist potential home owners in making an informed decision when considering making a purchase. Her lessons learned approach is refreshing and for some financially liberating.

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